Privacy Policy for Front Porch Finance, LLC 

Effective Date: 2/10/2025 

Front Porch Finance, LLC (“we,” “us,” or “our”) is committed to protecting your privacy and ensuring that your personal information is handled securely and responsibly. This Privacy Policy explains how we collect, use, disclose, and protect your information in compliance with SMS and email marketing regulations. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. 

1. Information We Collect 

We may collect the following types of information: 

Personal Information: Includes your name, email address, phone number, and other information you provide when signing up for SMS and email marketing communications. 

Usage Data: Includes data collected through cookies, log files, and analytics tools to track how you interact with our website or services. 

Consent Records: Records of your consent to receive SMS and email marketing messages, in compliance with applicable laws. 

2. How We Use Your Information 

We may use the information we collect for the following purposes: 

To send you promotional emails and SMS messages with your consent. 

To respond to your inquiries and provide customer service. 

To improve our marketing efforts and services based on analytics. 

To comply with legal obligations and protect our rights. 

3. SMS and Email Marketing Compliance 

We adhere to the following standards to ensure compliance with applicable laws, including the Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act, and other state and federal regulations: 

Consent: You will only receive SMS and email marketing messages if you have opted in to receive them. 

Opt-Out: You can opt out of receiving marketing messages at any time by replying “STOP” to SMS messages or clicking the “Unsubscribe” link in email communications. 

Disclosure: By providing your phone number or email address, you agree to receive recurring marketing messages. Standard message and data rates may apply. 

4. How We Share Your Information 

We will not sell, rent, or share your personal information with third parties for their marketing purposes: 

Legal Compliance: When required by law or in response to legal proceedings. 

5. Data Retention 

We will retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. 

6. Data Security 

We implement technical, administrative, and physical safeguards to protect your information from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet or electronic storage is 100% secure. 

7. Your Rights 

You have the right to: 

Access, update, or delete your personal information by contacting us at the email address below.Withdraw your consent to receive SMS and email marketing communications at any time. 

8. Contact Us 

If you have any questions or concerns about this Privacy Policy or how your personal information is handled, please contact us: 

Phone: (405) 993-3863 

Email: jennifer@frontporchfinance.com 

9. Changes to This Privacy Policy 

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date. 

By signing up for SMS and email marketing communications, you agree to this Privacy Policy